Why choose us?

Peace of Mind

With personalized insurance through West Wawanosh Mutual Insurance Company, know you’re protected, safe and secure. We’re here for you.

Personal Service

Whether it’s a discussion around your kitchen table, a conversation over the phone or an interaction online, we offer exceptional service that sets us apart.

Competitive Rates

You won’t find any share holders here. We're owned by our policyholders. This is the mutual insurance benefit that allows us to offer competitive rates.

Community Focused

As a grassroots organization, we're community focused and dedicated to helping our communities thrive. We give back and support local.

We’re here for you.

Insurance can be confusing.

Many people struggle to understand what insurance they really need. And if you’re dealing with someone you don’t trust, there can be a fear that you’re being overcharged or taken advantage of. 

At West Wawanosh Mutual Insurance Company, our team of friendly, knowledgeable and approachable agents and brokers build strong relationships with our clients. We listen to you, clarify, explain and support you with all your insurance needs.

We are a mutual insurance company, which means we value people over profits. Our focus is on offering exceptional service, customized insurance and competitive rates. Discover security, protection and peace of mind with West Wawanosh Mutual Insurance Company.

Relationships First

Our clients matter to us. Finding the right insurance can be challenging. Navigating an emergency or chaotic situation can be very difficult. That’s where we come in. 

We’re here for you. We offer personalized service that exceeds the competition and helps you in your time of need. We are trusted because we consistently provide quick and efficient response times, and 24/7 support when you need it the most. Our reputation as an exceptional service provider for generations means that you can trust West Wawanosh Mutual Insurance Company with your needs. We’re here to offer security, safety and peace of mind. 

Insuring Generations

West Wawanosh Mutual Insurance formed in 1879 by a group of farmers who banded together when other insurance companies refused to help. We have a deep history of supporting our neighbours and our commitment to strong relationships, local connections and our policyholders sets us apart from the competition. 
You don’t stay in business for over 140 years unless you’re doing something right. Throughout the years, technology may have changed, but our heritage, guiding principles and belief that we are stronger together remains steadfast and firmly rooted.

Invested in Community

We believe in working to support thriving communities in rural Ontario. Our agents, brokers, directors and staff are your neighbours. We are invested in supporting local and we are dedicated to helping our communities any way we can. Whether it is giving back through scholarships, spending time at the local Friendship Games, or supporting high school students interested in the insurance industry, we are dedicated to our heritage or supporting our neighbours. 

The Mutual Difference

Not all insurance companies are the same. Mutual insurance companies are different because they are owned by the policyholders. We are not driven by our shareholders or responsible for generating a profit, which can lead to overcharging. We strive to offer fair, consistent and reasonable insurance rates that ensure our policyholders are safe, secure and protected. We believe in cooperation and self-reliance.

Trusted since 1879

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Personalized Insurance

Our agents and brokers offer personalized service to help you find the best policy for your unique circumstances. We believe your protection should be personalized just for you. Our dedicated team is here to help. 

What our community says...

“Thank you so much! I am honoured. This goes a long way and really helps me out paying for school. I cannot thank you guys and West Wawanosh Mutual Insurance enough for this award!”
J. Walden
Scholarship Recipient
“Our family home was hit by the 2019 spring flood. Our property and buildings were 4ft underwater. Our little kids thought it was really cool, we did not. We were full of anxiety not knowing how we would get through this. We canoed from our front door to the road in an overnight rise of several feet of water. From our initial call to West Wawanosh we felt like it would all be ok. Their service is second to none. Our representative assured us immediately that we can get through this -together. We immediately had a hotel room for the four of us. They took action on the property within a day. The personal service we received was so comforting. In a situation that seemed so bleak we had the real assurance that it was all handled. We spent 7 weeks in a hotel with many other families. Their stories weren't like ours. Their difficulties with their insurance companies really showed us how lucky we were to have West Wawanosh on our side. All is well now as our home is back to normal. There is not enough space here to share all of the amazing moments working with this insurer. Look no further. This is how your coverage should be. Thank you West Wawanosh Insurance.”
Vintage Sound
Home Policyholder
“I was in a minor accident on the QEW and was talking to someone in the West Wawanosh Mutual claims department immediately. They helped me with towing instructions, gave me information about renting a car, and sent an appraiser the next business day. I'm so appreciative of their fast help!”
M. Kuik
Auto Policyholder
My husband and I were building a new house in the area, when we started asking around about homeowners insurance. West Wawanosh Mutual Insurance is the name that kept coming up. So happy with our experience, we have moved all of our home and auto insurance to them.
D. Clarke
Home and Auto Policyholders

Find an Agent or Broker in Your Community

Serving rural Ontario, our agents and brokers are proud and active members of the community. Our insurance is sold by people who put you first. We believe we are stronger together and we’re here for you. 

It's Easy with West Wawanosh

Request a Quote
Click the Request a Quote button to connect with us. Our friendly and knowledgeable team will respond quickly and efficiently.
Connect with an Agent or Broker
Allow one of our experienced agents or brokers to show you the West Wawanosh difference. Convenient, personal service, competitive rates and customizable insurance, specific to your needs.
Peace of Mind
Customized mutual insurance that allows you exceptional protection, personal service and security you can trust.

We're here for you.

Service, Security, Stability 

Life has emergencies. Are you protected? 
For over 140 years, we have been supporting our neighbours in times of need. Whether it’s a global pandemic, a devastating tornado, fire or other emergency, we have a history of offering exceptional service, security and stability. 

As a mutual insurance company, we value people over profits and our team of agents and brokers ensure you receive exceptional personal service you can count on. We’re here for you. Request a quote today or find a broker near you and experience the West Wawanosh difference. 

We’re here for you.


Young driver traveling down country road


The Financial Services Regulatory Authority of Ontario (FSRA) has introduced changes to the Ontario Automobile Policy (OAP 1) Wording and Endorsements (OPCF) effective January 1, 2024.

More specifically, different options are available for loss or damage to your vehicle. Please contact your Broker or Agent for more information.

Learn More »